Liquidity Budget Template with Cash Flow Forecast
Get control of your cash flow. Anticipate periods of cash shortage and plan financing in good time. A professional Excel template for Swedish companies.
What is included?
- ✓ 12-month liquidity forecast (weekly or monthly)
- ✓ Categorised receipts and payments (invoices, salaries, taxes, investments)
- ✓ Scenario analysis — Best case, Normal, Worst case
- ✓ Visual dashboards with warnings for negative balances
- ✓ Instructions and a pre-filled example
Why a liquidity budget?
30% of all bankruptcies are caused by liquidity problems — not because the company is unprofitable, but because the cash runs out.
Typical scenarios:
- Customer pays 60 days late → negative cash flow for 2 months
- Seasonal variation → large income in Q4, low in Q1–Q2
- Investment in inventory → cash tied up for 3–6 months
- Growth → more employees increase costs before revenue arrives
With a liquidity budget you see the problems 2–3 months in advance.
Features
Automatic forecast
The template automatically calculates future cash balances. You see straight away when the balance risks turning negative.
Scenario planning
Test ”what if” scenarios: What happens if customer X pays 30 days late?
Warnings and alerts
Cells turn red when the balance falls below the safety level. No more surprise negative balances.
”It has saved us from liquidity crises at least 3 times because we saw problems in advance.”
— Peter Johansson, CEO, Nordic Supply Chain AB
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